Investment Guide – How To Become A Rich Investor

The act of investing in, or spending money, time and effort on a business or some other things, in hope of making a profit, best defines investment. It could be Real Estate, Mutual Funds, Stocks, Foreign Exchange etc. Whatever it is, there are rules and guides to achieving success in investments, which, when adhered to, result in achieving much greater heights of success.

Considering the huge amount of risks associated with most investments, it is of vital importance, to know the rules and guides first, irrespective of one’s financial status, before one could engage oneself in an investment of any kind whatsoever, in order not to be an object of pity, due to a mistake, of not going by the rules.

According to experts, the Securities And Exchange Commission (SEC) of the United States, defines an individual as an Average Investor if the individual has $200,000 or more in annual income, $300,000 or more in annual income as a couple, or $1 Million or more in net worth. This established requirements by the SEC is to protect the average investor from some of the worst and most risky investments in the world. These investor requirements also protect the average investor from some of the best investments in the world, which is one major reason why, one has to be just more than an average investor.

In as much as there are millions of desirous investors that fall below average investors, it would be unfair and discouraging, to always mention of Average and Rich Investors without the poor investors, each time matters of investments arise. After all, both started from the scratch. A gradual process that metamorphosed them into becoming what they are today. One does not have to worry himself, provided there’s life, there’s hope for the common man and lots of investment opportunities ahead. Hence, starting out in an investment with a minimal affordable capital, is highly recommended for the poor investor, and with prudence, little efforts, time, hope, faith and patience, desired goals would be achieved.

The most important thing in investments is, one’s mindset. The mentally preparedness to cope with the great task associated with investments. Nothing good comes so easy in life! One has to ask oneself, a few important questions before embarking on a journey to investments. These questions are:

1. Am I really determined to start out in an investment?

2. What type of investment is suitable for me?

3. How much capital do I have to start out in an investment?

4. Should I invest solely or jointly?

5. How much is my risk appetite?

When one answers these questions correctly and still has desire to forge ahead in investing his money in an investment, then, he’s qualified for the next stage of success towards investment.

The type of investment that suites one, is totally dependent on the already existing investment types- Real Estate, Mutual Funds, Stocks, Foreign Exchange etc., the amount of one’s capital, and one’s special interest in specific investment types. All this put together, constitutes a guide to enabling him know exactly the investment type that suites him.

The amount of capital needed to start an investment depends on individuality, and the nature of the investment. Capital, shouldn’t be a major issue here, as there are investments- stocks, one can invest in with a couple of cents. Hence, capital is virtually irrelevant, when considering penny stocks. And should never be a discouragement from investing one’s money in an investment.

Investing solely or jointly is totally one’s choice to make. Both investments exist. As a beginner, investing jointly is highly recommended. Considering the inherent risks in investments, which will always be shared, as it would, for the profit, amongst the investors according to individual’s amount invested, is ideally suitable for a good start. However, investing solely, is beneficial too. Even more beneficial, provided one has all it takes to stomach the risks in one-man investments. The investment profits from investing solely, will never be shared with anybody other than the sole investor, who takes it all. Hence, the decision is left for one to make, considering suitability and convenience.

Though tremendous amount of risks are involved in most investments. The larger the capital invested, the larger the probable risks. Also, the larger the capital invested, the larger the probable investment profits depending on one’s approach to investment. It’s a matter of proportionality. The opportunity of becoming a Rich, Average, or Poor Investor lies directly at one’s door step. This is the final stage and guide towards a greater change in one’s financial status depending on one’s risk appetite. Hence, a bold step together with strict adherence to the rules and guides stipulated in this article, becoming a rich investor is guaranteed.

Considerable Factors Involved in Product Creation & Marketing

The niche you have chosen should allow creation of more than one product or service. With the technological advancements in the hosting industry, from automated control panels and scripts that simplify creation of accounts, to complete turnkey solutions; there is no need to worry about spending time on the real products sold to the customer. The main ones are keyword selection, sales copy principles, graphics, affiliate programs, product creation, online payment processing, auto responders, and search engine optimization.

Once you’ve earned money from this type of information product business, you can invest in the creation of your own products if you want, or start offering more informational products that allow you to sell your knowledge. But the creation and production costs of a similar big ticket in sequence product, although higher, are still pretty low. A key by-product of this process will be the creation of 3-D, Computer Assisted Design art.

The Association for Financial Professionals permits the following activities for repatriating funds: Research and Development activities, advertising and marketing programs, hiring and training new recruits, acquiring patent and other rights to intangible property, improving transportation, funding capital investments with the purpose of job creation and job retention & funding product responsibility or environmental claims.

It prohibits certain activities like: Tax payments, Payment of executive recompense, Payment of dividends, Redemption of stocks, Debt investments and Portfolio investments. Therefore, before repatriating the money, you must consider whether it is worth or not.

Checklist on what artist and product development necessitate includes: Exceptional vocals, musicianship and/or songwriting skills, Continued education and enhancement of musical skills, Quality equipment, Performance ability, Image creation and maintenance, Plan of action, goal setting, excellent promotion materials including photographs, press releases and artwork, Business management skills, Marketing, Publicity and Promotion knowledge, Online and Offline Professional management, Basic knowledge of recording, producing, engineering, and mastering, Basic knowledge of manufacturing, distribution, and sales online, brick and mortar and air-play, Good choices in members, staff and advisors, Physical and mental preparedness, Basic knowledge of finances, accounting Law and legal issues etc.

The goals for doing so are for the product owner to: Communicate the whole, Determine and communicate when releases are needed, Determine what functionality is sufficient for each release & focus on business value derived from the releases. The delivery team on the other hand will see the whole, learn about the steps to realize the vision, learn the business priorities, provide technical input to the roadmap and provide estimates for the projected features. The salesperson must lead the prospect through the various decision criteria needed in order to secure a sale. Whether your idea is the development of a product, launch of a service business, or even the creation of an event or program for a non-profit, creativity is the root of all entrepreneurial efforts starting with the vision itself.

People quickly learn to spend their time on marketing and product creation, rather than repetitive tasks. Apart from empowering companies and individuals, there should be a particular focus on identifying labor intensive businesses that have the potential to make a significant and positive impact on employment creation as well as those businesses that have a product or service offering for export markets with the final objective of booming local economies.

Public Schools: Education or Indoctrination

Educators have pondered for years the achievement gap between Caucasian, African-American and Asian students. In order to narrow the gap educators have tried segregating schools, they have tried providing comparable facilities and they have politically corrected all the pictures in the text books to reveal a member of each race of people and all gender possibilities. The academic performance of the child seems not to depend so much on these issues as the attitude of their parents toward the educational process. If the parents consider the school a glorified baby sitting service then it’s unlikely their children are going to perform well.

Like two ships passing each other in the harbor, Christians and secular humanists reveal two opposing viewpoints when it comes to the purpose and philosophy of education. Christians understand their responsibility in educating their children. Deuteronomy 6:5-7 reinforces the obligation parents have toward their children: “Love the Lord you God with all your heart and with all your soul and with all your strength. These commandments that I give you today are to be upon your hearts. Impress them on your children. Talk about them when you sit at home and when you walk along the road, when you lie down and when you get up.”

The early American theologian and Civil War Army Chaplain, Robert Louis Dabney, said, “True education is, in one sense, a spiritual process. It is the nurture of the soul.” Because we are, by nature, spiritual beings we will develop our foundational concepts of spirituality during the elastic years of childhood and adolescence. Men are created to worship and worship we shall. We will either worship the one and true God or we will worship his creation (materialism) or ourselves (humanism).

The Puritan poet, John Milton, expressed the Christian view of education well when he said, “The end of learning is to repair the ruin of our first parents by regaining to know God aright, and out of that knowledge, to love Him, to imitate Him, to be like Him.” Education is not the primary responsibility of the schools, nor is it the responsibility of the government or the church. It is every parent’s responsibility to be sure his child is educated in the truth of God’s word. Even though John was talking of his spiritual converts, 3 John 4 fits well here, “I have no greater joy than to hear that my children walk in truth.” Christians believe that the sole purpose of man’s life is to glorify God and to enjoy him forever. We find ourselves strongly opposed to anything that blocks us from that goal.

Those who believe that government schools are prohibited from promoting religion are deceived. They are prohibited from promoting Christianity but most any other religion is fair game. The religion most commonly propagated in our public schools is secular humanism. In the 1961 case of Torcaso v. Watkins the U.S. Supreme Court defined humanism as a religion. The first Humanist Manifesto openly identifies humanism as a religion and Julian Huxley referred to humanism as a Religion Without Revelation. He taught that Christianity was fading and in its place was emerging the religion of humanism.

Many are awakening to the fact that our schools have become more focused on indoctrination than education. Our public school system is based on an industrial revolution model that came out of Prussia. It is a system that is compulsory. You must send your children to school and you must pay taxes to support the educational welfare system. Why do so many Americans think education is free? The average cost of paying for a child’s education is between $10,000 and $12,000 per year. It costs a whopping $27,000 to educate a child in Washington, D.C.

The social agenda seems to be to convert our children to humanism. They are taught that homosexuality is an acceptable and alternative lifestyle. They are taught that marriage is no longer between one man and one woman but can include partners of the same sex and a multitude of other combinations. They are taught that we all evolved from nothing and God had nothing at all to do with our existence. They are taught that the fetus in a mother’s womb is simply a mass of cells that can and perhaps should be aborted as the mother wishes. The result: the minds of our children are clouded about the existence of God, they are gender confused and they no longer believe in the value and sanctity of life.

90% of Christians send their children to government schools in which federal law forbids the mention of the name of Christ. Some of them have no choice because they cannot home school and they cannot afford a private Christian school. These parents must do all in their power to counteract the humanistic indoctrination their children are learning at school. It will require an organized effort to read and explain the Bible to their children in the home setting.

Other parents use the salt and light argument for sending their kids to public schools. They often say, “My child will be a witness for Christ.”. A study done by the Southern Baptists indicates that 88% of Baptist youth who graduated from public schools left the church. Our missionaries are not converting others, instead they are being converted. They are going up against a systematic effort of organized policy and well-developed curriculum that is designed to indoctrinate social servants of the state.

I am no enemy of public education. I know many wonderful Christian teachers and administrators here in Columbus, Georgia. They love Christ deeply and they are doing all they can to be a light shining in a darkened world. Most of my Christian teacher friends stay in government schools because they believe it is important to demonstrate Christianity to their students and co-workers. I agree with them but that is only half of the command of Christ. He also said, “…everyone who confesses Me before men, I will also confess him before My Father who is in heaven.” (Matthew 10:32) We are instructed to boldly declare the name of Christ. If you follow this directive in the government schools you will be looking for another job.

Neutrality is not an option. I am teaching my six-year-old son the concepts of driving an automobile. The line in the center of the road provides a parameter for travelers. If you decide to straddle the line you may lose your life. “He who is not with me is against me, and he who does not gather with me scatters.” Straddling the fence on this issue can be fatal. We must not only demonstrate the lifestyle, we must proclaim his name boldly. Don’t be deceived by the politically correct approach to Christianity in government schools. If you are not for Christ…you are against him!

Christ addressed this problem in Luke 6:40 “A student is not above his teacher, but everyone who is fully trained will be like his teacher.” When it comes to secularism, nine out of ten Christian students will cave. If our children have secular teachers they will likely embrace secular teachings, if they have Christian teachers they likely will embrace Christian teachings. Who is your child’s teacher?


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